Credit Officer Jobs vacancy In Kenya June 2021

Credit Officer Job, Latest Finance Kenyan Job Vacancies,

Job Title: Credit Officer

Reporting to: Senior Credit Officer

Department: Credit

Location: Nairobi

Grade: Band 6

Job Description

Kimisitu Sacco is one of the fastest growing Tier-1 Deposit Taking Saccos in the region. The Sacco was  registered in 1985 and is regulated by the SASRA (Sacco Societies Regulatory Authority of Kenya). Over  time, the Sacco has grown its asset base to over Kes.7.6B with membership of 13,000 members drawn from  400 employer organizations, Corporates, and businesspeople. We serve members drawn from all corners of  the country, African continent, and diaspora.

Kimisitu Sacco draws its membership from Individuals employed in International Organizations, NGOs,  Embassies and Reputable Organizations. Corporate entities, Investments groups and Chamas also form part  our membership.

Kimisitu Sacco is seeking to recruit a dynamic, self-driven, and result-oriented individual to join our team in  our fast paced, modern work environment, to fill the above position:

The Credit Officer is responsible for notifying members on their loans in arrears i.e., substandard, and  doubtful, follow up and advising the members on loan repayment modes. 


  • Analyze list of members in arrears on monthly based on the number of missed instalments. • Communicate to members in arrears informing them of amount in arrears. Follow up through  phone call and SMS’s.
  • Working with the members on agreed payment plan, send reminders before the agreed due dates. • Answer queries and offer advice to the members.
  • Refer cases for restructure to Credit Analyst.
  • Prepare monthly reports: Collections received, all follow ups done, Commitment dates agreed on. • Undertaking field visits for recovery activities.
  • Support the Senior Credit Officer in facilitating the service providers in line with debt collection  policy and to ensure members are well served. The service providers include land valuers, motor  vehicle valuers, advocates, Auctioneers and interested buyers.
  • Assist the Senior Credit Officer in preparing release letters of the clients who have cleared their  loan arrears to have their motor vehicle back.
  • Work with the Senior Credit Officer in preparing and issuing instructions to Auctioneers to facilitate  repossession of non-performing facilities secured by motor vehicles.
  • Support the Senior Credit Officer in reviewing statutory notices issued by advocates to the Sacco  clients to ensure they are properly done and to avoid litigation.
  • Assist the Senior Credit Officer in preparing accounts for offset and issue demand thereafter.


  • Minimum KSCE C plain
  • Diploma in Co-operative Management, Business Administration, or equivalent qualification. • computerized accounting systems
  • Two (2) years’ work experience

Personal Attributes required for this role: 

  • Debt Recovery Analysis
  • Advisory and Analytical Skills
  • Communications and negotiation skills
  • Honesty and Integrity
  • Team player

How to apply

Interested candidates meeting the above requirements should apply online by filling in the data form from the  link After filling the data form, proceed and Send an  Application Letter with a detailed Curriculum Vitae (CV) to

The data form must be filled in full. Incomplete forms will be disqualified. To be considered for this role your  application must be received by C.O.B on Friday, 18th June 2021. Clearly state the subject of the email as  Credit Officer. Only shortlisted candidates will be contacted.

Kimisitu SACCO never asks for money in return for advancement in any recruitment process. If you  are ever asked for a fee, please report to Kimisitu SACCO on 0709 136000 or

Kimisitu Sacco is an equal opportunity employer. 

Kimisitu Sacco is ISO 9001:2015 certified.

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